What is your credit score?


Your Credit Score is a numerical score calculated by assigning values to all the items in your basic credit report, credit history and financial life. It is used to pre-screen all credit applicants and eliminate those who fall below a certain score.


It is also used to determine what sorts and amounts of credit you qualify for. It is used as the primary lending tool by most lenders.




Here's a chart that explains your score:


Lenders (and employers or landlords) will first look at your Credit Score to determine if it is worth processing your application.



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